626.578.5777 // Bennettinsure.com // 2019
What is Commercial General Liability Insurance?
A General Liability covers the following: General Liability, Personal & Advertising Injury, Medical Payment and Damage to Premises Rented to you.
General liability insurance (GL) is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance can also protect you against any liability as a tenant if you cause damage to a property that you rent, such as by fire or other covered loss. Finally, it can also cover claims of false or misleading advertising, including libel, slander, and copyright infringement.
General liability insurance can be purchased on its own, but it can also be included as part of a Business Owners Policy (BOP).
A Business Owner Policy combines protection from all major property and liability risks in one package. Property insurance for buildings and contents owned by the company, business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location, and Liability protection, which covers your company’s legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.
General Liability coverage annual premiums usually range from $1,200 and up depending on your line of business and coverage needs. That’s certainly a lot less than the thousands, if not millions, of dollars you may need to spend fighting your case in court.
This policy will also cover damage for a covered loss of a place that you are renting under damage to premises rented to you. If you leave something plugged in and it causes a fire, if it is a covered loss, this coverage would pay out.
Our company understands that the insurance business is complicated. We also appreciate the demands on your time and energy. We efficiently help you determine which of our nationally respected insurance carriers are a good fit for your needs so that you can be confident that you are adequately protected.
A General Liability covers the following: General Liability, Personal & Advertising Injury, Medical Payment and Damage to Premises Rented to you.
General liability insurance (GL) is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance can also protect you against any liability as a tenant if you cause damage to a property that you rent, such as by fire or other covered loss. Finally, it can also cover claims of false or misleading advertising, including libel, slander, and copyright infringement.
General liability insurance can be purchased on its own, but it can also be included as part of a Business Owners Policy (BOP).
A Business Owner Policy combines protection from all major property and liability risks in one package. Property insurance for buildings and contents owned by the company, business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location, and Liability protection, which covers your company’s legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.
General Liability coverage annual premiums usually range from $1,200 and up depending on your line of business and coverage needs. That’s certainly a lot less than the thousands, if not millions, of dollars you may need to spend fighting your case in court.
This policy will also cover damage for a covered loss of a place that you are renting under damage to premises rented to you. If you leave something plugged in and it causes a fire, if it is a covered loss, this coverage would pay out.
Our company understands that the insurance business is complicated. We also appreciate the demands on your time and energy. We efficiently help you determine which of our nationally respected insurance carriers are a good fit for your needs so that you can be confident that you are adequately protected.
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Bennett Insurance Agency, LLC 1055 E Colorado Blvd. 5th Floor Pasadena, CA 91106 CA #0I72739 |